Investing in Tax Liens in IRAs
In today’s financial markets, it is hard to know where to invest your retirement funds. Depending on your financial situation and your risk profile, tax liens may offer you an attractive risk-adjusted return that can help your retirement funds achieve the growth that you need to help secure your retirement.
You may be surprised to know that the IRS permits individuals to hold tax liens in their IRA accounts -- if your investments are made within the IRS guidelines, your IRA accounts will be able to invest in tax liens. In fact, you can even hold real estate in your IRA account, which means that if you successfully foreclose on a property for non-payment of their lien, you can then hold the property itself in your retirement account.
That’s the easy part. The complicated part is figuring out how to buy tax liens in your retirement account while meeting IRS guidelines and avoiding the high transaction and management fees charged by most IRA custodians. That’s where we can help. We have done extensive research in this area, and each of the AZ Tax Lien Services principals holds tax liens in their personal retirement accounts.
We can help you set up a partnership or an individual LLC to invest in tax liens. We can also suggest the right custodian for you once we understand the nature of your situation. We do not take any fees from any custodians or any third parties for recommending their services to you.
While we always recommend that you consult with a tax specialist before proceeding, our know-how should save you from having to pay a high hourly fee for your tax specialist to educate him or herself on this relatively obscure topic.